If you are over the age of sixty, you can benefit from this account.  Available with chequing or savings accounts, Heritage Accounts offer no service fees on cash withdrawals, debits, bill payments, and even money orders.  You will also receive free cheques as well as a $5 discount on your safety deposit box rental. In the case of a joint account, only one member must qualify for you both to receive all the benefits of our Heritage accounts. During the month you turn sixty, your account will automatically be changed to a Heritage Account so you will get all the free benefits.